Personal Savings Products
Choose from one of these convenient options to help you meet your savings goals.
PRIME TIME™ Term Accounts – Certificate of Deposits and Individual Retirement Accounts
Rates effective as of 06/07/2023
| Account Type | Interest Rate | Annual Percentage Yield (APY) | Minimum Balance Required to earn advertised APY |
|---|---|---|---|
| 3 Month1,2† | 0.20% | 0.20% | $ 1,000 & up |
| 6 Month1,2† | 0.25% | 0.25% | $ 1,000 & up |
| 1 Year1† | 0.30% | 0.30% | $ 1,000 & up |
| 2 Year1† | 0.50% | 0.50% | $ 1,000 & up |
| 3 Year1† | 0.55% | 0.55% | $ 1,000 & up |
| 4 Year1† | 0.65% | 0.65% | $ 1,000 & up |
| 5 Year1† | 0.75% | 0.75% | $ 1,000 & up |
2 Simple interest earned, APY assumes all interest will remain on deposit for one year.
† Customers must maintain a PRIME TIME Checking Account to open a PRIME TIME Money Market Account and/or a PRIME TIME CD and/or PRIME TIME IRA.
Fees could reduce the earnings on all accounts listed above.
Term Accounts – Certificate of Deposits and Individual Retirement Accounts
Rates effective as of 06/07/2023
| Account Type | Interest Rate | Annual Percentage Yield (APY) | Minimum Balance Required to earn advertised APY |
|---|---|---|---|
| 1 Month1,2 | 0.05% | 0.05% | $1,000 |
| 3 Month1,2 | 0.10% 0.10% |
0.10% 0.10% |
$5,000 $1,000 |
| 6 Month1,2 | 0.15% 0.15% |
0.15% 0.15% |
$5,000 $1,000 |
| 1 Year1 | 0.20% 0.20% |
0.20% 0.20% |
$5,000 $1,000 |
| 18 Month1 | 0.25% | 0.25% | $5,000 |
| 2 Year1 | 0.25% 0.25% |
0.25% 0.25% |
$5,000 $1,000 |
| 3 Year1 | 0.30% 0.30% |
0.30% 0.30% |
$5,000 $1,000 |
| 4 Year1 | 0.40% 0.40% |
0.40% 0.40% |
$5,000 $1,000 |
| 5 Year1 | 0.50% 0.50% |
0.50% 0.50% |
$5,000 $1,000 |
2 Simple interest earned, APY assumes all interest will remain on deposit for one year.
Fees could reduce the earnings on all accounts listed above.
Savings Accounts
Rates effective as of 06/07/2023
| Account Type | Interest Rate | Annual Percentage Yield (APY) | Minimum Balance Required to earn advertised APY |
|---|---|---|---|
| Prime TimeTM Money Market Statement or Passbook1,2† |
0.50% 0.50% 0.50% 0.50% 0.50% 0.50% 0.50% 0.50% 0.35% 0.10% 0.10% 0.10% |
0.50% 0.50% 0.50% 0.50% 0.50% 0.50% 0.50% 0.50% 0.35% 0.10% 0.10% 0.10% |
>$2,000 $1,500,000 ‑ 1,999,999.99 $1,000,000 ‑ 1,499,999.99 $500,000 ‑ 999,999.99 $250,000‑ 499,999.99 $100,000 ‑ 249,999.99 $50,000 ‑ 99,999.99 $25,000 ‑ 49,999.99 $10,000 ‑ 24,999.99 $2,500 ‑ 9,999.99 $1,000 ‑ 2,499.99 <$1,000 |
| Premium Money Market Statement1,2 | 0.10% 0.10% 0.10% 0.10% 0.10% 0.10% 0.10% 0.10% 0.10% 0.10% 0.10% 0.10% |
0.10% 0.10% 0.10% 0.10% 0.10% 0.10% 0.10% 0.10% 0.10% 0.10% 0.10% 0.10% |
>$2,000 $1,500,000 ‑ 1,999,999.99 $1,000,000 ‑ 1,499,999.99 $500,000 ‑ 999,999.99 $250,000‑ 499,999.99 $100,000 ‑ 249,999.99 $50,000 ‑ 99,999.99 $25,000 ‑ 49,999.99 $10,000 ‑ 24,999.99 $2,500 ‑ 9,999.99 $1,000 ‑ 2,499.99 <$1,000 |
| Money Market Passbook or Statement1,2 | 0.10% 0.10% 0.10% 0.10% 0.10% 0.10% 0.10% 0.10% 0.10% 0.10% 0.10% 0.10% |
0.10% 0.10% 0.10% 0.10% 0.10% 0.10% 0.10% 0.10% 0.10% 0.10% 0.10% 0.10% |
>$2,000 $1,500,000 ‑ 1,999,999.99 $1,000,000 ‑ 1,499,999.99 $500,000 ‑ 999,999.99 $250,000‑ 499,999.99 $100,000 ‑ 249,999.99 $50,000 ‑ 99,999.99 $25,000 ‑ 49,999.99 $10,000 ‑ 24,999.99 $2,500 ‑ 9,999.99 $1,000 ‑ 2,499.99 <$1,000 |
| Regular Savings Passbook or Statement1,2 | 0.05% | 0.05% | $0.01 |
2 The rate on these accounts may change after the account is opened.
† Customers must maintain a PRIME TIME Checking Account to open a PRIME TIME Money Market Account and/or a PRIME TIME CD and/or PRIME TIME IRA.
Fees could reduce the earnings on all accounts listed above.
Features of our savings products include*:
*Bill pay users must be 18 years of age and over. Accounts may offer the above features but users must perform an action to access them. Overdraft opt-in is required.