Commercial Cash Management

Deposit checks without leaving the office. All you need is a computer, internet service, and a check scanner. Check images are scanned and transmitted to the bank electronically.

Same day transfer of funds to domestic or foreign banks. Wires can be originated online using online banking.

Using online banking, your organization can originate ACH transactions for employee direct deposit, tax payments, vendor payments, client collections, cash concentration, and more.

Protect your business checking account from check and ACH fraud. When you provide us with a list of checks issued, we’ll compare it with items presented for payment. Using online banking, you’ll be notified of any exception items when they are presented. The online decision feature allows you the option to either pay an item or have it returned as unauthorized.

Detailed reports to facilitate fraud control, auditing and general accounting. You provide a check issue file and we compare it to items paid, so that exceptions and outstanding items are noted.

Detailed addenda information for organizations who receive specially formatted ACH payments. User-friendly reports are provided via online banking. 

For businesses with multiple locations and/or separate accounts for things like payroll, operating expenses, merchant card transactions, and accounts receivable. Funds are deposited to only one account and automatically transferred from that account as needed to fund the others.

Save time and effort by having your clients’ mail payments sent directly to us for deposit to your account. Detailed reports are available to you online.