Overdraft Protection

We want to help you eliminate the worry and cost of having overdrawn checks returned with an overdraft line of credit. While some accounts may qualify for our Courtesy Overdraft Privilege Service, we also offer overdraft lines of credit up to $2,000 to qualified applicants, with monthly payments conveniently deducted from a Bristol County Savings Bank deposit account.

Overdraft Line of Credit

When your checking account does not have enough available funds to cover an item presented for payment, a transfer is made from your overdraft protection line into your checking account to cover the amount of the item. (Available upon approved application.)

Automatic Transfer Services

Bristol County Savings Bank’s automatic transfer service transfers funds from your statement account to your checking account, to help you avoid overdrafts or meet a minimum balance requirement.

Need to maintain a minimum balance in your checking account? Just let us know and we can establish a sweep from another Bristol County Savings Bank account to ensure your primary checking account has your desired minimum balance. If you prefer to sweep excess primary checking account funds out to a savings or money market account, you can automate that process as well.

What You Need to Know About Overdrafts and Overdraft Fees