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Earn Interest on Your Checking
PRIME TIME™ Checking helps you manage everyday banking while earning tiered interest on your balance. Designed for customers who maintain higher deposit balances, this relationship checking account combines interest earning with added convenience and account benefits.If you're comparing banks with interest earning checking accounts, Prime Time™ Checking offers a premium option with relationship-based benefits.
Why choose PRIME TIMETM Checking?
- Earn Tiered Interest: Earn interest on your checking balance.
- Surcharge-Free ATM Access: Use Bristol County Savings Bank, Bank of America, and Allpoint ATMs surcharge-free.
- Free eStatements: Receive free eStatements for convenient digital
access. - Open Online or In Branch: Open your account online or visit a branch for personal assistance.
PRIME TIMETM Checking at a Glance
| Minimum opening deposit | $10 |
| Monthly maintenance fee | $15 |
| Fee waiver | $5,000 daily combined consumer deposit balances |
| Interest earning | Yes, tiered |
| eStatements | Free |
| Opening options | Open Online or Visit a Branch |
Current PRIME TIME™ Checking Rates
Rates effective as of October 28, 2026
| Account Type | Interest Rate | Annual Percentage Yield (APY | Minimum balance required to earn advertised APY |
|---|---|---|---|
| PRIME TIME Checking - $0.01 - $2,499.99 | 0.03% | 0.03% | $0.01 - $2,499.99 |
| PRIME TIME Checking- $2,500 & Up | 0.05% | 0.05% | $2,500 & Up |
How to waive the Monthly maintenance fee
The $15 monthly maintenance fee is waived when you maintain at least $5,000 in daily combined consumer deposit balances.Combined consumer deposit balances include eligible balances in:
Surcharge-Free ATM Access
PRIME TIME™ Checking gives you convenient access to your money through a broad ATM network. Use your Debit MasterCard® or ATM card for surcharge-free access at Bristol County Savings Bank, Bank of America, and Allpoint ATMs.ATM Disclosure
PRIME TIME™ Checking accounts are not charged ATM fees by us, except for international transactions. Transactions at machines not owned by us or Bank of America, or ATMs not displaying the Allpoint logo, may result in a surcharge assessed by the ATM owner.
Open Your PRIME TIME™ Checking Account
Enjoy tiered interest, surcharge-free ATM access, free eStatements, and flexible ways to open.
PRIME TIME Checking FAQs
How do I waive the monthly maintenance fee?You can waive the monthly maintenance fee by maintaining at least $5,000 in daily combined consumer deposit balances.
What accounts count toward the combined balance requirement?
Combined consumer deposit balances include eligible balances in checking accounts, savings accounts, money market accounts, CDs, and IRAs.
Can I open a PRIME TIME Checking Account online?
Yes. You can open Prime Time™ Checking online or visit a branch for personal assistance.
Where can I use PRIME TIME Checking without an ATM surcharge?
You can use Bristol County Savings Bank, Bank of America, and Allpoint ATMs surcharge-free. Additional surcharges may apply at other ATM locations.
What is the minimum opening deposit?
The minimum opening deposit is $10.
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