MFA in 2025 Tier List

Not all MFA is the same!

We founded the MFA Fan Club at Bristol County Savings Bank because we love multifactor authentication so much! MFA is so dreamy...so secure...so multiple...
You might have noticed that there are many ways to MFA, so we ranked them.

S (SUPERIOR)

Biometrics (FaceID, fingerprint scans): Hard to fake. | Standalone MFA apps (Google Authenticator, Microsoft Authenticator, Duo): Strong encryption.

A (EXCELLENT)

Hardware MFA device: Strong, but could be stolen.

B (GOOD)

Text message codes or links: Vulnerable to SIM swap scams. | Email codes or links: Depends on security of your email account.

C (AVERAGE)

Security questions: Answers can be guessed.

F (FAIL)

No MFA: Any form of MFA is stronger than no MFA.

Enable MFA on all your accounts. It adds a little more time, but it’s worth it. You supercharge your protection when you think beyond the password!

Bristol County Savings Bank is committed to providing our Massachusetts and Rhode Island customers with important cybersecurity resources.

Learn more eFraud Prevention Tips